It's easy to get caught up in credit card debt. What may have started out as a few impulsive purchases can soon turn into thousands of dollars owed. Or, perhaps you were forced to rely on credit cards when you were between jobs. When you start juggling between two or more cards, it's time to get help.
At Gilbert Law Offices, P.C., we understand how stressful credit card debt can be. Visit our office for a free consultation to see if filing bankruptcy can eliminate your credit card debt.
Wipe Out Credit Card Debt With Bankruptcy
Credit card debt is the catalyst for most bankruptcies. Credit card companies urge consumers to pay only the minimum amount due. Over time, the astronomical interest rates make it difficult for users to pay off the balance on their own.
Many clients come to us when they are tired of bill collectors harassing them for money they don't have. We can help you get rid of credit card debt by filing bankruptcy, immediately stopping all collection actions. With Chapter 7 bankruptcy, your credit card debt is discharged soon after filing, allowing you to make a fresh start. With Chapter 13 bankruptcy, you can repay all or a portion of your debt over a designated period of time. Our lawyers can evaluate your particular situation and advise which option is best for you.
Bankruptcy Provides Protection Under Law
Some people consider debt consolidation as an alternative to bankruptcy. While these companies promise to make you debt free in a short period of time, they will not necessarily solve your problem. Debt consolidation companies are not obligated to send the money you pay them to your creditors. That means you could pay thousands of dollars to a debt consolidation company and only a small percentage could reach your creditors.
Meanwhile, collection actions against you can legally continue. Creditors can even file lawsuits against you. Rather than trust false hope, consider bankruptcy. Once you file, you are immediately protected by the law. All collection efforts stop, and you can breathe easier.
Weymouth Credit Card Debt Relief Attorneys
To schedule a free consultation, contact us online or call us at 781-347-1928 or 866-699-8738.
Our regular office hours are 9:00 a.m. to 5:00 p.m., Monday through Friday. Evening and Saturday appointments are available upon request. We are located between Good Brothers Dodge and the Quincy Credit Union in Weymouth.
Our fees are competitive. We accept credit cards.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
